The terms of applying for an education loan are as follows:

Syarat-syarat permohonan pinjaman pendidikan adalah seperti berikut:

1. Applicants must be a Malaysian citizen

1. Warganegara Malaysia;

2. Applicants must be 45 years and below at the time of application

2. Berumur tidak melebihi 45 tahun pada tarikh memohon

3. Applicant must obtain an offer for admission into Public/Private HEI or Polytechnic and fulfilled the entry requirements set by the Ministry of Education and the Malaysian Qualifications Agency (MQA);

3. Mendapat tawaran ke IPTA/ IPTS dan Politeknik dengan memenuhi syarat kelayakan masuk yang ditetapkan oleh Kementerian Pendidikan Malaysia dan Agensi Kelayakan Malaysia (MQA);

4. Courses enrolled by the student at Public/Private HEI or Polytechnic must obtain the approval from the Ministry of Education Malaysia and registered with PTPTN;

4. Kursus yang diikuti oleh pelajar IPTA/ IPTS dan Politeknik mestilah mendapat kelulusan daripada Kementerian Pendidikan Malaysia dan berdaftar dengan PTPTN; *

5. For Private HEI students, all courses enrolled must have obtained the Accreditation Certificate from the Malaysian Qualifications Agency (MQA). The course's Accreditation Certificate approval period must still be valid on the date of application;

5. Bagi pelajar-pelajar IPTS, kursus yang diikuti mestilah mendapat Sijil Perakuan Akreditasi daripada Agensi Kelayakan Malaysia (MQA) dan masih di dalam tempoh sah laku semasa tarikh memohon;

6. For students with qualifications that differ from that stipulated, verification that the said qualification is equivalent to the required qualification must be obtained from the departments or agencies specified above;

6. Bagi pelajar yang mempunyai kelayakan berbeza pengesahan perlu diperolehi daripada jabatan atau agensi sebagaimana dinyatakan di atas;

7. The remaining period of study upon application must exceed one (1) year;

7. Baki tempoh pengajian semasa membuat permohonan hendaklah tidak kurang dari satu (1) tahun;

8. Applicants must have an SSPN-i/ SSPN-I Plus savings account before applying for PTPTN loan.

8. Telah membuka akaun SSPN-i/ SSPN-i Plus**.